Written by Background Check Repair
Background Checks | April 25, 2024
Table of Contents
What does a background check show for rental screening? When looking for a new place to rent, it’s good to know what a rental background investigation entails and especially what landlords look for and what they search during the screening process.
A background review for tenants will typically search four things:
These four areas help determine whether a potential renter meets the qualifications for residency, and that can be used to make housing decisions that comply with federal housing and discrimination laws.
Rental applicants can run these checks themselves, or reach out to a background check agency that offers a trial for checking backgrounds that includes the information. Doing a criminal background check on yourself can identify any possible issues that may arise, especially any erroneous information, so that when an apartment background check is officially run, it can come back squeaky clean.
Because, knowing what is uncovered in background checks for these four things they search can eliminate some of the headaches associated with finding a new home.1
When requesting a background check, the following reports are standard once written consent has been granted.
There will be a report on an individual’s previous history that consists of a list of all the addresses of where they resided before on rental places and the relevant contact information. This may be the landlord’s contact or that of the property manager.
Sometimes, there is no rental history to consider, as it may be the potential tenant’s first time renting, so the landlord will instead look into the list of references and the proof of employment that they have to make sure they will be paid rent on time.
Some red flags landlords will be looking out for include previous history of eviction and late rent. Eviction cases show up only during the criminal background check, but if a previous landlord discloses the information that a tenant had their lease terminated, the rental history check can show it. This, in light of other factors, may lead to a rejection of the prospective tenant’s application.2
The ideal rent-to-income ratio for most landlords is earning three to four times as much as one pays for rent. To protect their property value and avoid bad renter experiences, most landlords will seek to verify that the job is accurate and stable and that the person has been at the job for long enough. They may even call the employer to confirm that the person is indeed an employer and has been for at least six months.
One can also be considered if a letter of recommendation from their employer ascertains their employment in the company. If the individual does not have an income source, they can choose to pay a higher security deposit or even use their bank statements to prove adequate savings for rent money.
Many rental applications will require the employment history information for at least the last five years.
The safest credit score range for most landlords is 600, with a good pattern in an individual’s credit score. There are several nuances to having the correct credit score, as most landlords and apartment communities will look at ways more than the actual score. Knowing what’s on the credit report7 be applying is a good idea.
Without a good credit history, the landlord may need a guarantor or cosigner before agreeing to let one live in the apartment.
Landlords will also run a person’s criminal history, checking for both convictions and non-convictions. The criminal history report is usually based at the local level. For example, the state where the person currently resides. However, some rental companies may perform checks in states for previous addresses.
For example, if someone is relocating from Alabama to Tennessee, the rental company may run the criminal background check in the state of Alabama. These checks (since they are typically run using a social security number background check) show arrest without convictions, warrants, and whether or not the person is listed on the state’s sex offender registry.
When certain things in an individual’s criminal history may incriminate them or prevent them from getting the apartment, it is always best to be upfront about it and offer their explanations to the landlord.3
A tenant background investigation usually includes data like criminal histories, payment abilities, eviction records, and rental history, many of which can assist property owners in making an intelligent leasing conclusion.
Most background checks show the above information and include checks of state and national sex offender registries.
What does a background check show for rental involved with government housing? The results for a background check in private apartments and government housing are often similar.
The credit checks may go back as far as seven to ten years, and negative records such as loan defaults, repossessed cars, and bankruptcy declarations may still be visible.
The criteria for accepting and rejecting tenants in government housing are standard and fair in most cases. People with criminal records often have difficulty finding housing, and government apartments may include such people by offering them subsidized housing or individualized assessment in criminal record screening; this will prove their potential to be good tenants.
The main aim of background apartment checks8 is to verify the trustworthiness of a potential tenant.
A background check will show:
What does a background check show for rental? A background check is an investigation done by landlords and property managers to establish a tenant’s suitability for their property.
The check involves different points such as the criminal history and employment record and may run on all these points or just one or a few. Applicants need to sign a consent form to show that they agree to have the background check performed.4
A background check can reveal some basic information such as 
What does a background check show for rental reports? Background checks are done by online services that go through the different publicly available records to compile the information they get about them. The public domain of the Internet has a lot of information about individuals, and records can bring all this data together to paint a compelling picture of who they are.
One of the top reasons to consider when choosing the best site to use is the cost of using either of the locations. As a tenant, the application fee varies. Some states limit the chargeable amount, while others leave it to the landlord.5
In order to run a background check for a private home rental, the law is very clear. The homeowner must follow FCRA guidelines, which involve a number of consent forms, responsibilities and detailed compliance rules. For this reason, most homeowners choose a reputable FCRA compliant company to conduct the one-off background examination.
One can pay in levels to see the different levels of information9 about the person depending on what information one needs for a rental background check.
One can fail to qualify for renting if:
When seeking to start life afresh after incarceration in prison, many ex-convicts will have difficulty finding decent housing with such strict background checks. It is always advisable to be upfront about their history to their landlord to consider their application in this new light.5
Some felon-friendly apartments do not require background checks to be done, and that would be excellent for such situations. Working one-on-one with personal landlords and seeking government resources can be great for finding felon-friendly apartments10
Legal considerations when conducting rental backgrounds in different states:
| State Background Check for Rental | State Brochure/FAQS | HUD Law |
| Alabama | Tenant Rights brochure11 | Local Tenant Rights, Laws, and Protections: Alabama – HUD |
| Alaska | Alaska Landlord and Tenant Act, PUB-3012 | Tenant Rights, Laws, and Protections: Alaska – HUD |
| Arizona | Arizona Residential Landlord and Tenant Act13 | Tenant Rights, Laws, and Protections: Arizona – HUD |
| Arkansas | Landlord and Tenant Rights – Arkansas Attorney General14 | Rental Help: Arkansas – HUD |
| California | California Tenants A guide15 | Tenant Rights, Laws, and Protections: California – HUD |
| Colorado | Landlord/Tenant – Colorado | Tenant Rights, Laws, and Protections: Colorado – HUD |
| Connecticut | Connecticut Law About Landlord/Tenant Law16 | Tenant Rights, Laws, and Protections: Connecticut – HUD |
| Delaware | Landlord_Tenant_Code17 | Local Tenant Rights, Laws, and Protections: Delaware – HUD |
| Florida | Landlord/Tenant Law in Florida18 | Local Tenant Rights, Laws, and Protections: Florida – HUD |
| Georgia | Tenant Rights19 | Local Tenant Rights, Laws, and Protections: Georgia – HUD |
| Hawaii | Landlord-Tenant Handbook20 | Tenant Rights, Laws, and Protections: Hawaii – HUD |
| Idaho | LANDLORD AND TENANT RIGHTS AND RESPONSIBILITIES21 | Tenant Rights, Laws, and Protections: Idaho – HUD |
| Illinois | Landlord-Tenant Rights22 | Tenant Rights, Laws, and Protections: Illinois – HUD |
| Indiana | IHCDA: Renter’s Rights23 | Tenant Rights, Laws, and Protections: Indiana – HUD |
| Iowa | Landlord-Tenant Law24 | Tenant Rights, Laws, and Protections: Iowa – HUD |
| Kansas | TENANTS HANDBOOK – Kansas Legal Services25 | Tenant Rights, Laws, and Protections: Kansas – HUD |
| Kentucky | Kentucky Revised Statutes26 | Local Tenant Rights, Laws, and Protections: Kentucky – HUD |
| Louisiana | Moving In, Moving Out, and Everything in Between!27 | Rental Help: Louisiana – HUD |
| Maine | Rental Housing Rights Document28 | Tenant Rights, Laws, and Protections: Maine – HUD |
| Maryland | Landlord and Tenant Brochure29 | Local Tenant Rights, Laws, and Protections: Maryland – HUD |
| Massachusetts | Tenant rights30 | Tenant Rights, Laws, and Protections: Massachusetts – HUD |
| Michigan | Tenants & Landlords – Michigan Legislature31 | Tenant Rights, Laws, and Protections: Michigan – HUD |
| Minnesota | Landlords and Tenants – Minnesota Attorney General32 | Tenant Rights, Laws, and Protections: Minnesota – HUD |
| Mississippi | Landlord-Tenant Law in Mississippi33 | Local Tenant Rights, Laws, and Protections: Mississippi – HUD |
| Missouri | Missouri’s Landlord-Tenant Law Publication34 | Local Tenant Rights, Laws, and Protections: Missouri – HUD |
| Montana | Tenants and Landlords – Montana Department of Justice35 | Tenant Rights, Laws, and Protections: Montana – HUD |
| Nebraska | Landlord-Tenant Act36 | Local Tenants Rights, Laws, and Protections: Nebraska – HUD |
| Nevada | Tenant’s Rights – Nevada Consumer Affairs37 | Tenant Rights, Laws, and Protections: Nevada – HUD |
| New Hampshire | Landlord-Tenant Information Sheet38 | Tenant Rights, Laws, and Protections: New Hampshire – HUD |
| New Jersey | Tenants’ Rights in New Jersey39 | Tenant Rights, Laws, and Protections: New Jersey – HUD |
| New Mexico | Renter’s Guide – New Mexico Department of Health40 | Rental Help: New Mexico – HUD |
| New York | Residential Tenants’ Rights Guide41 | Tenant Rights, Laws, and Protections: New York – HUD |
| North Carolina | Landlord-Tenant Laws42 | Local Tenant Rights, Laws, and Protections: North Carolina |
| North Dakota | Tenant Rights – ND Attorney General43 | Tenant Rights, Laws, and Protections: North Dakota – HUD |
| Ohio | TENANT RIGHTS & RESPONSIBILITIES44 | Tenant Rights, Laws, and Protections: Ohio – HUD |
| Oklahoma | OKLAHOMA STATUTES TITLE 41. LANDLORD AND TENANT45 | Public Housing and Subsidized Housing(Section 8) – OKLaw.org |
| Oregon | Landlord-Tenant Rights – Oregon State Legislature46 | Tenant Rights, Laws, and Protections: Oregon – HUD |
| Pennsylvania | Landlord and Tenant Act47 | Tenant Rights, Laws, and Protections: Pennsylvania – HUD |
| Rhode Island | The Rhode Island Landlord-Tenant Handbook48 | Tenant Rights, Laws, and Protections: Rhode Island – HUD |
| South Carolina | South Carolina Residential Landlord and Tenant Act49 | Local Tenant Rights, Laws, and Protections: South Carolina |
| South Dakota | Landlord/Tenant – South Dakota Consumer Protection50 | Tenant Rights, Laws, and Protections: South Dakota – HUD |
| Tennessee | Uniform Residential Landlord Tenant Act51 | Local Tenant Rights, Laws, and Protections: Tennessee – HUD |
| Texas | Tenants’ Rights Handbook52 | Subsidized Housing – Landlord/Tenant Law |
| Utah | The Renter Toolkit: – Workforce Services – Utah.gov53 | Tenant Rights, Laws, and Protections: Utah – HUD |
| Vermont | Resources for Renters and Landlords54 | Tenant Rights, Laws, and Protections: Vermont – HUD |
| Virginia | Virginia Residential Landlord and Tenant Act55 | Local Tenant Rights, Laws, and Protections: Virginia – HUD |
| Washington | Landlord-Tenant Law56 | Tenant Rights, Laws, and Protections: Washington State – HUD |
| West Virginia | Renters’ Rights57 | Local Tenant Rights, Laws, and Protections: West Virginia – HUD |
| Wisconsin | Landlord/Tenant Guide | Tenant Rights, Laws, and Protections: Wisconsin – HUD |
| Wyoming | Renter’s Rights & Duties – Equal Justice Wyoming58 | Tenant Rights, Laws, and Protections: Wyoming – HUD |
As a tenant, it helps to establish a good and trustworthy rapport with the future landlord, as it makes one’s stay in the new home as enjoyable as possible. So, knowing the answer to “what does a background check show for rental” can help eliminate any issues with finding a new home.
The choice of background checker to use is dependent on the price to pay and the speed and accuracy of the checker. As the landlord will be responsible for deciding who occupies a certain property or not, the results need to be accurate to avoid bias.6
Yes, one can get free-of-charge rental background screenings in two ways: doing the checks for themselves or passing on the cost to the tenant applicant. The disadvantage to the second method is that it can significantly reduce the pool of tenants willing to apply because many tenants are unwilling to pay the fee.
It includes county and state criminal records, proof of income, the sex offender registry, credit report, references to their previous landlords, and eviction history.
Background checks can go back 7 to 10 years for the landlord to get the most accurate information and see the full scope of the individual’s character. This is especially helpful in analyzing data such as credit card scores and employment history.
Yes, one can run a background check on themself. They need to log into the sites where the background check is done and fill in their details.6
Yes, there is. Some states have approved landlords and other homeowners to conduct criminal background checks for renters with their permission. Some states have prohibited it completely to avoid prejudice against people with criminal records.
Typically a rental background check takes no longer than a standard credit check, which is usually 1-3 days. Holidays and inaccurate information entered on the rental application can lengthen this time frame.
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14Landlord and Tenant Rights. (2022). Arkansas Attorney General. Retrieved June 08, 2022, from <https://arkansasag.gov/consumer-protection/home/landlord-and-tenant-rights/>
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